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While a standard policy insures you for specific events, with an All Risks policy you are covered for everything apart from those things specifically listed as exceptions in the policy.
If you take equipment away from your office premises (such as laptops or tablet PCs) it should be covered on an All Risks basis. Accidental Damage cover protects you from damage to items while on your premises, whereas an All Risks policy provides the same level of protection if those items taken off-site.
An All Risks policy provides peace of mind in knowing that when you take portable equipment such as computers to a meeting a mile away or to an overnight conference, you are covered against any loss or damage.