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Motor Legal Expenses cover helps you to recover uninsured losses in the event of an accident where you are not at fault. Uninsured losses can be the excess stated on your policy, replacement car hire, personal injury or the defence of a third party claim.
This cover is recommended for all drivers as a protection against the high legal costs which can act as a deterrent against the pursuit of a claim.
While free legal advice is sometimes available on a ‘no win no fee’ basis, victims of a car accident have been refused legal representation in such cases. This policy will guarantee you access to trusted legal experts who will work on your behalf to recover any losses incurred.
Having this policy in place allows you to make claims where necessary without the worry of incurring a large legal bill. Most importantly it allows you to get back your excess and protect your no-claims discount in accidents where you are not to blame.